Nationwide Business Funding

The Capital Your
Business Needs.
Without the Wait.

We connect business owners across all 50 states to the right funding — fast. One application. Multiple options. A real person on your side from start to finish.

See What You Qualify For →
Get Your Options
No hard credit pull. No commitment. Takes under 2 minutes.
Step 1 of 4 — Business Info
Please complete all fields before continuing.
Step 2 of 4 — Owner Info
Please complete all fields before continuing.
Step 3 of 4 — Financial Info
Please complete all fields and select a credit score range.
Step 4 of 4 — Final Questions
Please answer both questions before submitting.
C
Application Received.
A Clovr Funding advisor will be in touch shortly. Questions? hello@clovr.fund

Your information is never sold. Shared only with lending partners to evaluate your application.

The Process

Simple. Straightforward.
No Runaround.

01
Apply Online
Fill out one short form. No hard credit pull, no lengthy paperwork. Takes less than two minutes.
02
We Review Your File
A real person reviews your application and identifies which funding options are the best fit for your business.
03
Review Your Offers
We walk you through your options in plain language. No pressure, no hidden terms. You decide what works.
04
Get Funded
Once you sign, funds move fast. Most approvals happen within 24 hours of completing your application.
Funding Products

One Application.
Multiple Options.

We work with lenders across multiple funding types so you get matched to what actually fits your business — not whatever is easiest to push.

WC
Working Capital
Cover payroll, inventory, operations, or any immediate gap. Fast decisions for businesses that can't afford to wait.
MCA
Merchant Cash Advance
Funding based on your revenue — not your credit score. Repayments flex with your daily sales, no fixed monthly payment.
EF
Equipment Financing
Finance the tools, vehicles, or machinery your business needs. The equipment itself serves as collateral.
LOC
Line of Credit
Draw what you need, when you need it. Repay and reuse — a revolving facility built for how businesses actually operate.
SBA
SBA Loans
Government-backed loans with competitive rates for businesses ready for structured, longer-term capital.
IF
Invoice Factoring
Stop waiting 30 to 90 days to get paid. Turn outstanding invoices into immediate cash to keep operations moving.
Eligibility

Do You Qualify?

We look at the full picture.

Most banks make a decision based on your credit score alone. We look at your actual business performance — your revenue, your cash flow, your history — and find lenders who see the same thing we see.

Less-than-perfect credit is not an automatic no. If your business is generating revenue, there is likely a path forward.

See What You Qualify For →
Client Reviews

Real Businesses.
Real Results.

Verified Client  ·  5 / 5
I applied on a Tuesday afternoon and had funds in my account by Wednesday morning. The team walked me through every option and never once made me feel pressured. Best experience I've had with any lender.
Marcus R.
Owner, MR Auto Repair — Atlanta, GA
Verified Client  ·  5 / 5
My credit isn't perfect, but Clovr still got me approved for a merchant cash advance that kept my restaurant running through a slow season. They actually listened to my situation instead of just running a score.
Teresa L.
Owner, Casa Verde Kitchen — San Antonio, TX
Verified Client  ·  5 / 5
I needed equipment financing for three new trucks and the banks kept sending me in circles. Clovr had me funded in 48 hours. The process was clear, honest, and fast. I won't go back to a bank for business capital.
David H.
Owner, H&H Logistics — Chicago, IL
Get Started

Ready to Find Out What Your Business Qualifies For?

No commitment. No hard credit pull. Just answers about what's available for your business.

Apply Now →

Or email us directly at hello@clovr.fund